We had a great experience working with Hallmark Homes as our lender, and Pat Kinder was our loan officer. Pat was professional, knowledgeable, and made the mortgage process smooth from start to finish.
He clearly explained our loan options, kept us informed throughout the process, and was responsive whenever questions came up. Paperwork was handled efficiently, which made the overall experience feel organized and low stress.
We would confidently recommend Hallmark Homes, and Pat Kinder in particular, to anyone looking for a dependable and straightforward lending partner.