Rarely do you get extremely knowledgeable AND understanding, kind, and fun in one person, yet Jeff Graham is the real deal. Jeff has been part of my BNI networking group for many years, and no matter what the market and interest rates are doing, he has the ability to make it, whatever that may be, work. Jeff listens and works to find the way that is best for you to own a home. I highly recommend Jeff Graham for your lending needs. You will have a great experience AND a new home (or new remodel, etc.).