I recently closed a refinance on an investment property in St. Louis, Missouri through Fairway, and I cannot say enough good things about the experience. From the very first conversation, Mike Swaleh and Gustavo España treated my file with the kind of attention and ownership you rarely see in this industry. As an out-of-state investor working on a DSCR loan, I expected the usual headaches — endless document requests, slow underwriting, and last-minute surprises. Instead, I got the exact opposite: a clean, organized process where every step was explained in advance and every deadline was hit ahead of schedule.
What truly set Mike and Gustavo apart was their communication. They were genuinely responsive — answering emails late at night, taking calls on short notice, and proactively reaching out whenever something on my end needed attention. They understood the nuances of investment-property financing, structured the DSCR loan in a way that actually worked for my long-term strategy, and were never pushy or salesy. When small underwriting questions came up (as they always do), they handled them quietly behind the scenes instead of pushing the work back onto me. The transparency around rate locks, fees, and timing was refreshing — no games, no fine print surprises at closing.
The closing itself was one of the smoothest I've ever experienced. The numbers at the table matched the numbers I was quoted, the documents were ready on time, and the whole transaction wrapped up faster than I'd projected. If you're a real estate investor — especially someone doing out-of-state deals or DSCR refinances — I'd strongly recommend reaching out to Mike Swaleh and Gustavo España at Fairway. They've earned every future refi and purchase I have coming. Fairway as a company is clearly well-run, but it's the people that make the difference here, and these two are the real deal. Five stars is the maximum the platform allows; honestly they deserve more.
