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Your Local Mortgage Lender Hard At Work, Sonya Smith Graves, Peoria, AZ

Sonya Smith Graves

Loan Officer
Senior Mortgage Consultant
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14100 N 83rd Avenue, Suite B-250
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The mortgage process can be an intimidating experience, but as your Fairway Loan Officer I'm here to help.
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Sonya Smith Graves


I am a loan officer with over 25 years of experience in which I’ve helped 1000s of people. Also known as "The Loan Arranger", I take great pride in my reputation for being honest, hardworking and saving my clients money. In every transaction my goal is to make the process of obtaining a mortgage as smooth as possible, while at the same time addressing any issues right upfront so there are no surprises at closing. In particular, I enjoy helping first-time homebuyers. I have extensively dealt with FHA and VA loans and pay close attention to extra details involved. I put my business finance degree from ASU to work for you in determining what loan program provides you with the biggest benefit. I have a national license through the Nationwide Mortgage Licensing System and am licensed and bonded in Arizona though the Arizona Department of Financial Institutions.

The relationships that I have formed with clients, business partners and associates are the most important part of my daily business. I've always believed in treating people the way you want to be treated. It is a great feeling when past clients come back to me for help on their next home purchase, refinance or when they refer their friends and relatives. My primary source of business comes from referrals and I'm never too busy to answer any questions. I look forward to the opportunity to work with you.

I live in the Phoenix area with my husband, two daughters and lots of pets. I enjoy anything to do with my children, the outdoors and concerts.

Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, our mortgage professionals are dedicated to finding the right loan with great rates, terms and costs to meet your specific needs.

Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forward to putting our mortgage service to work for you!

Loan Officer Accolades & Awards
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We strongly believe the way we do things is just as important as the things we do. Every team member is guided by our Core Values, which define how we work, how we interact with each other and in determining how we best serve our clients, team members and our local communities.

Mortgage Calculators

Please use the calculators below to simulate options, but please note the calculated results are intended for illustrative purposes only and accuracy is not guaranteed. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult with your Loan Officer prior to relying on the results below. Use the get started button to reach out to your selected Loan Officer to pre-qualify.





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Licensing & Disclaimers
AZ License #BK-0904162
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