Customer service: 800-201-7544
NMLS #2289

4.9

4.9

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Matthew O'Neal Hedgepeth
4.9 from 90,600 reviews

Fairway in Florence, SC

Locations

2011 B Second Loop Road, Suite #1, Florence, SC 29501

Phone – primary

843-858-1195

Meet your team

Your Local Mortgage Lender Hard At Work, Matthew O'Neal Hedgepeth, Florence, SC

Matthew O'Neal Hedgepeth

Branch Manager - NMLS# 1482794

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This is some text inside of a div block.
Your Local Mortgage Lender Hard At Work, Matthew O'Neal Hedgepeth, Florence, SC

Matthew O'Neal Hedgepeth

Branch Manager - NMLS# 1482794

This is some text inside of a div block.
Your Local Mortgage Lender Hard At Work, Matthew O'Neal Hedgepeth, Florence, SC

Matthew O'Neal Hedgepeth

Branch Manager - NMLS# 1482794

About our branch

Fairway’s Florence branch, located at 2011 B Second Loop Road, Suite #1, helps homebuyers and homeowners in and around Florence County achieve their home-financing goals.

Branch Manager Matthew O'Neal Hedgepeth guides you through every step, from choosing a loan option to closing day. You get local support in Florence, backed by the resources of a national lender.

Whether you’re buying your first home, moving up, or refinancing, Matthew is ready to help. Apply today or connect with a local loan officer.

"I had no idea what 'cash to close' even meant. Our loan officer explained every number until it actually made sense. Nothing felt rushed."

Name of person
Location
July 9, 2026
Replied with:
Sarah Dorn
Loan officer headshot

"I had no idea what 'cash to close' even meant. Our loan officer explained every number until it actually made sense. Nothing felt rushed."

July 9, 2026

Real recent reviews from Fairway clients

4.9 from 90,600 reviews

Whether you’re buying your first home, moving, or refinancing, you’ll get guidance from a team that takes the time to answer your questions and explain what comes next.

Name of person
Location
July 9, 2026
Replied with:
Sarah Dorn
Loan officer headshot

"I had no idea what 'cash to close' even meant. Our loan officer explained every number until it actually made sense. Nothing felt rushed."

July 9, 2026

Mortgage options for every stage of homeownership

From buying your first home to refinancing your current one, Fairway offers mortgage options designed to support different goals and stages of homeownership.

I want to buy with less down

Flexible credit and low down payment options that make homeownership more accessible.

I want flexible financing options

Financing options for a variety of homebuying needs.

I’m buying my first home

New to buying? See the loans and guidance built for first-time buyers, from your first question to closing day.

I’m looking to buy in a rural area

Zero down payment for buyers in eligible rural areas.

I want predictable monthly payments

One predictable principal and interest payment for the life of your loan.

All Featured Mortgage Products

Explore Fairway’s full range of mortgage products and find options that fit your homeownership goals.

Buying your first home?

Congratulations! Start by connecting with your local mortgage expert.

Helpful articles on buying your first home

Funding Date vs Closing Date: When Do I Get the Keys to My House?

Understanding the difference between your funding date vs closing date can keep your home purchase on track.

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What Happens After You Make an Offer on a House? 7 Steps Before You Get to Closing

7 things that happen after you make an offer to buy a home, in the order they happen.

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How To Make a Cash Offer on a House — Even When You Don't Have Cash

Knowing how to make a cash offer on a house could be the difference between winning a bid and starting over. Here are your options.

I want flexible financing options

Financing options for a variety of homebuying needs.

I want to buy with less down

Flexible credit and low down payment options that make homeownership more accessible.

I’m looking to buy in a rural area

Zero down payment for buyers in eligible rural areas.

I’m looking at higher-priced homes

Financing options for homes above conforming loan limits.

Lower initial monthly payments

Start with a lower rate that adjusts over time, can suit buyers who plan to move or refinance within a few years.

All Featured Mortgage Products

Explore Fairway’s full range of mortgage products and find options that fit your homeownership goals.

Ready for your next home?

Whether you're upgrading or relocating, find the right mortgage for your next move.

Helpful articles on buying your first home

Funding Date vs Closing Date: When Do I Get the Keys to My House?

Understanding the difference between your funding date vs closing date can keep your home purchase on track.

House with a For Sale sign in the front yard

What Happens After You Make an Offer on a House? 7 Steps Before You Get to Closing

7 things that happen after you make an offer to buy a home, in the order they happen.

Smiling woman holding up house keys

How To Make a Cash Offer on a House — Even When You Don't Have Cash

Knowing how to make a cash offer on a house could be the difference between winning a bid and starting over. Here are your options.

I want to grow my property portfolio

Financing options for buying, refinancing, or growing your real estate portfolio.

I’m looking to buy and rent it out

Financing that qualifies you using the property’s projected rental income instead of traditional income documentation.

I’m self-employed

Flexible loan options for self-employed borrowers.

All Featured Mortgage Products

Explore Fairway’s full range of mortgage products and find options that fit your homeownership goals.

Ready to invest in property?

Build your portfolio with financing designed for real estate investors.

Helpful articles on buying your first home

Funding Date vs Closing Date: When Do I Get the Keys to My House?

Understanding the difference between your funding date vs closing date can keep your home purchase on track.

House with a For Sale sign in the front yard

What Happens After You Make an Offer on a House? 7 Steps Before You Get to Closing

7 things that happen after you make an offer to buy a home, in the order they happen.

Smiling woman holding up house keys

How To Make a Cash Offer on a House — Even When You Don't Have Cash

Knowing how to make a cash offer on a house could be the difference between winning a bid and starting over. Here are your options.

I want to buy a new home using my VA benefits

Zero down payment home loan options for eligible veterans, service members, and surviving spouses.

All Featured Mortgage Products

Explore Fairway’s full range of mortgage products and find options that fit your homeownership goals.

Thank you for your service

Explore the mortgage benefits you’ve earned.

Helpful articles on buying your first home

Funding Date vs Closing Date: When Do I Get the Keys to My House?

Understanding the difference between your funding date vs closing date can keep your home purchase on track.

House with a For Sale sign in the front yard

What Happens After You Make an Offer on a House? 7 Steps Before You Get to Closing

7 things that happen after you make an offer to buy a home, in the order they happen.

Smiling woman holding up house keys

How To Make a Cash Offer on a House — Even When You Don't Have Cash

Knowing how to make a cash offer on a house could be the difference between winning a bid and starting over. Here are your options.

I’m looking to lower my monthly payment

Replace your current loan to change your rate, term or payment.

I want to use the equity I’ve built in my home to cover major expenses or consolidate debt

Tap into your home’s equity while keeping your first mortgage and its rate in place.

All Featured Mortgage Products

Explore Fairway’s full range of mortgage products and find options that fit your homeownership goals.

Time to refinance?

See how new terms could help you save money or access your home's equity.

Helpful articles on buying your first home

Funding Date vs Closing Date: When Do I Get the Keys to My House?

Understanding the difference between your funding date vs closing date can keep your home purchase on track.

House with a For Sale sign in the front yard

What Happens After You Make an Offer on a House? 7 Steps Before You Get to Closing

7 things that happen after you make an offer to buy a home, in the order they happen.

Smiling woman holding up house keys

How To Make a Cash Offer on a House — Even When You Don't Have Cash

Knowing how to make a cash offer on a house could be the difference between winning a bid and starting over. Here are your options.

I want to build a new home

One loan. One closing. A simpler path from construction to move-in.

I want to renovate my home

Financing for home improvements, from kitchen upgrades to additions.

All Featured Mortgage Products

Explore Fairway’s full range of mortgage products and find options that fit your homeownership goals.

Ready to renovate?

Finance your next home improvement project with the right loan option.

Helpful articles on buying your first home

Funding Date vs Closing Date: When Do I Get the Keys to My House?

Understanding the difference between your funding date vs closing date can keep your home purchase on track.

House with a For Sale sign in the front yard

What Happens After You Make an Offer on a House? 7 Steps Before You Get to Closing

7 things that happen after you make an offer to buy a home, in the order they happen.

Smiling woman holding up house keys

How To Make a Cash Offer on a House — Even When You Don't Have Cash

Knowing how to make a cash offer on a house could be the difference between winning a bid and starting over. Here are your options.

Ready to start your mortgage journey?

Apply today or connect with a local Fairway loan officer who can help you understand your options, your numbers, and what comes next.