Mortgage Lenders in Cottonwood Heights, UT

Whether you’re buying your first home, moving up, or refinancing in Cottonwood Heights, Fairway’s local loan officers can help you find a home loan that fits your goals.

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3 Fairway branches in Cottonwood Heights, UT

Cottonwood Heights

6965 South Union Park Center, Suite 140, UT 84047

Branch 6965-84047-7122

Manager

Cottonwood Heights

6965 South Union Park Center, Suite 140, UT 84047

Branch 6965-84047-7121

Manager

Cottonwood Heights

6965 South Union Park Center, Suite 140, UT 84047

Branch 6965-84047-3301

Manager

Meet your mortgage loan officers in Cottonwood Heights, Utah

Alex Herrera

LO Assistant - Licensed - NMLS # 35570

Francisco Takahashi

Loan Officer - NMLS # 2709826

Kurt DeWitz

Loan Officer - NMLS # 209037

Burt Hoagland

Co-Branch Manager - NMLS # 1014594

Mike Carpenter

Branch Manager - NMLS # 299957

Rachel Poll

Loan Officer - NMLS # 912687

Brian Kesler

Co-Branch Manager - NMLS # 262278

David Stevens

Loan Officer - NMLS # 1227790

Sev Hughes

Loan Officer - NMLS # 1031644

Real recent reviews from Fairway clients in Cottonwood Heights

4.9 from 90,600 reviews

Whether you’re buying your first home, moving, or refinancing, you’ll get guidance from a team that takes the time to answer your questions and explain what comes next.

Name of person

Location

July 9, 2026

Replied with:

Sarah Dorn

"I had no idea what 'cash to close' even meant. Our loan officer explained every number until it actually made sense. Nothing felt rushed."

July 9, 2026

Mortgage options in Cottonwood Heights for every stage of homeownership

From buying your first home to refinancing your current one, Fairway offers mortgage options designed to support different goals and stages of homeownership.

I want to buy with less down

Flexible credit and low down payment options that make homeownership more accessible.

I want flexible financing options

Financing options for a variety of homebuying needs.

I’m buying my first home

New to buying? See the loans and guidance built for first-time buyers, from your first question to closing day.

I’m looking to buy in a rural area

Zero down payment for buyers in eligible rural areas.

I want predictable monthly payments

One predictable principal and interest payment for the life of your loan.

All Featured Mortgage Products

Explore Fairway’s full range of mortgage products and find options that fit your homeownership goals.

Buying your first home?

Congratulations! Start by connecting with your local mortgage expert.

Helpful articles on buying your first home

Funding Date vs Closing Date: When Do I Get the Keys to My House?

Understanding the difference between your funding date vs closing date can keep your home purchase on track.

House with a For Sale sign in the front yard

What Happens After You Make an Offer on a House? 7 Steps Before You Get to Closing

7 things that happen after you make an offer to buy a home, in the order they happen.

How To Make a Cash Offer on a House — Even When You Don't Have Cash

Knowing how to make a cash offer on a house could be the difference between winning a bid and starting over. Here are your options.

I want flexible financing options

Financing options for a variety of homebuying needs.

I want to buy with less down

Flexible credit and low down payment options that make homeownership more accessible.

I’m looking to buy in a rural area

Zero down payment for buyers in eligible rural areas.

I’m looking at higher-priced homes

Financing options for homes above conforming loan limits.

Lower initial monthly payments

Start with a lower rate that adjusts over time, can suit buyers who plan to move or refinance within a few years.

All Featured Mortgage Products

Explore Fairway’s full range of mortgage products and find options that fit your homeownership goals.

Ready for your next home?

Whether you're upgrading or relocating, find the right mortgage for your next move.

Helpful articles on buying your first home

Funding Date vs Closing Date: When Do I Get the Keys to My House?

Understanding the difference between your funding date vs closing date can keep your home purchase on track.

What Happens After You Make an Offer on a House? 7 Steps Before You Get to Closing

7 things that happen after you make an offer to buy a home, in the order they happen.

How To Make a Cash Offer on a House — Even When You Don't Have Cash

Knowing how to make a cash offer on a house could be the difference between winning a bid and starting over. Here are your options.

I want to grow my property portfolio

Financing options for buying, refinancing, or growing your real estate portfolio.

I’m looking to buy and rent it out

Financing that qualifies you using the property’s projected rental income instead of traditional income documentation.

I’m self-employed

Flexible loan options for self-employed borrowers.

All Featured Mortgage Products

Explore Fairway’s full range of mortgage products and find options that fit your homeownership goals.

Ready to invest in property?

Build your portfolio with financing designed for real estate investors.

Helpful articles on buying your first home

Funding Date vs Closing Date: When Do I Get the Keys to My House?

Understanding the difference between your funding date vs closing date can keep your home purchase on track.

What Happens After You Make an Offer on a House? 7 Steps Before You Get to Closing

7 things that happen after you make an offer to buy a home, in the order they happen.

How To Make a Cash Offer on a House — Even When You Don't Have Cash

Knowing how to make a cash offer on a house could be the difference between winning a bid and starting over. Here are your options.

I want to buy a new home using my VA benefits

Zero down payment home loan options for eligible veterans, service members, and surviving spouses.

All Featured Mortgage Products

Explore Fairway’s full range of mortgage products and find options that fit your homeownership goals.

Thank you for your service

Explore the mortgage benefits you’ve earned.

Helpful articles on buying your first home

Funding Date vs Closing Date: When Do I Get the Keys to My House?

Understanding the difference between your funding date vs closing date can keep your home purchase on track.

What Happens After You Make an Offer on a House? 7 Steps Before You Get to Closing

7 things that happen after you make an offer to buy a home, in the order they happen.

How To Make a Cash Offer on a House — Even When You Don't Have Cash

Knowing how to make a cash offer on a house could be the difference between winning a bid and starting over. Here are your options.

I’m looking to lower my monthly payment

Replace your current loan to change your rate, term or payment.

I want to use the equity I’ve built in my home to cover major expenses or consolidate debt

Tap into your home’s equity while keeping your first mortgage and its rate in place.

All Featured Mortgage Products

Explore Fairway’s full range of mortgage products and find options that fit your homeownership goals.

Time to refinance?

See how new terms could help you save money or access your home's equity.

Helpful articles on buying your first home

Funding Date vs Closing Date: When Do I Get the Keys to My House?

Understanding the difference between your funding date vs closing date can keep your home purchase on track.

What Happens After You Make an Offer on a House? 7 Steps Before You Get to Closing

7 things that happen after you make an offer to buy a home, in the order they happen.

How To Make a Cash Offer on a House — Even When You Don't Have Cash

Knowing how to make a cash offer on a house could be the difference between winning a bid and starting over. Here are your options.

I want to build a new home

One loan. One closing. A simpler path from construction to move-in.

I want to renovate my home

Financing for home improvements, from kitchen upgrades to additions.

All Featured Mortgage Products

Explore Fairway’s full range of mortgage products and find options that fit your homeownership goals.

Ready to renovate?

Finance your next home improvement project with the right loan option.

Helpful articles on buying your first home

Funding Date vs Closing Date: When Do I Get the Keys to My House?

Understanding the difference between your funding date vs closing date can keep your home purchase on track.

What Happens After You Make an Offer on a House? 7 Steps Before You Get to Closing

7 things that happen after you make an offer to buy a home, in the order they happen.

How To Make a Cash Offer on a House — Even When You Don't Have Cash

Knowing how to make a cash offer on a house could be the difference between winning a bid and starting over. Here are your options.

Other cities in Utah

Salt Lake City

Branches: 2

Park City

Branches: 2

Kaysville

Branches: 1

Draper

Branches: 4

Ready to start your mortgage journey?

Apply today or connect with a local Fairway loan officer who can help you understand your options, your numbers, and what comes next.