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4.95 from 590 reviews

David Haley

Branch Manager

NMLS #76555

Locations

6100 219th Street S.W., Suite 480 Office 405, Mountlake Terrace Washington 98043

Phone – Office

Branch – Phone

Awards and Recognition

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Your Local Mortgage Lender Hard At Work, David Haley, Mountlake Terrace, WA

About David Haley

Custom Solutions for Every Mortgage Scenario

🚀 For Home Buyers: Navigating a Competitive Market

  • Speed to Offer: David's team works at rapid speeds to secure clear pre-approvals, positioning you to compete effectively against cash offers in hot submarkets like Bellevue, Seattle, Lynnwood, Kirkland, Bothell, and Edmonds.
  • Structuring for Success: He looks past standard templates to evaluate your specific scenario—such as self-employed income structures or complex investment portfolios—building a custom roadmap that fits your budget.
  • Alternative Loan Paths: If conventional loans aren't the right fit, he leverages deep mastery of FHA, VA, and unique local programs to get you approved.

🔄 For Homeowners Looking to Refinance: Maximizing Property Wealth

  • Rate and Term Optimization: David systematically tracks market changes to help families lower their interest rates and cut down their monthly commitments.
  • Life-Changing Monthly Savings: Past clients note his ability to secure favorable rate terms, with some refinancing clients reporting structural budget improvements that dropped monthly mortgage burdens significantly.
  • Financing Projects or Additions: He routinely structures refinancing options that help homeowners stay in their preferred neighborhoods while funding renovations or home additions.

💰 For Homeowners Seeking Cash-Out Solutions: Debt Consolidation & Equity Extraction

  • Debt Consolidation Planning: David specializes in structured cash-out refinancing designed to consolidate high-interest credit card debt or personal loans into a single, predictable, low monthly payment.
  • Unlocking Local Equity: Relying on over two decades of local market knowledge, he helps you safely tap into accumulated home equity to fund investments, pay for education, or establish liquid reserves.
  • Transparent Impact Modeling: David breaks down exactly how extracting cash impacts your long-term loan structure, ensuring you understand the precise numbers and trade-offs before moving forward.https://davidhaleymortgage.com/about/

David Haley

Branch Manager

Specialties

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Languages

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Licensed in

WA/n

    The David Haley Team

    Powered by Fairway

    "I had no idea what 'cash to close' even meant. Our loan officer explained every number until it actually made sense. Nothing felt rushed."

    Name of person
    Location
    July 9, 2026
    Replied with:
    Sarah Dorn
    Loan officer headshot

    "I had no idea what 'cash to close' even meant. Our loan officer explained every number until it actually made sense. Nothing felt rushed."

    July 9, 2026

    Real recent reviews from Fairway clients

    4.9 from 90,600 reviews

    Whether you’re buying your first home, moving, or refinancing, you’ll get guidance from a team that takes the time to answer your questions and explain what comes next.

    Name of person
    Location
    July 9, 2026
    Replied with:
    Sarah Dorn
    Loan officer headshot

    "I had no idea what 'cash to close' even meant. Our loan officer explained every number until it actually made sense. Nothing felt rushed."

    July 9, 2026

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