Fairway Home Insurance Agency: Compare Coverage in One Place
One licensed agency shops multiple national carriers for you, making it easier to find homeowners insurance that fits your home, budget, and timeline. Get coverage in place before closing, or review your current policy as your needs change.
Homeowners insurance, shopped for you
Fairway Home Insurance Agency is a licensed insurance agency that helps you compare homeowners insurance options from trusted national providers. Instead of contacting multiple carriers yourself, you share your information once and we help you review coverage options side by side. Whether you're preparing to close on a new home or reviewing an existing policy, we'll help you find coverage that fits your situation.
Multiple carriers compared
Compare quotes from multiple insurance providers using one set of information.
Licensed agency
Work with licensed insurance professionals who can help explain your coverage options.
Keep your own insurer
A Fairway mortgage never requires you to use Fairway Home Insurance Agency.
Home insurance for new buyers and owners due for a review
- You’re buying and need coverage bound before your closing date.
- Your current homeowners policy is coming up for renewal and you'd like to compare options.
- You'd rather review multiple insurance carriers in one place instead of contacting them individually.
- You want guidance from a licensed agency while still keeping the freedom to choose your own insurer.
How it works
- Share your property details once.
- We compare quotes from multiple carriers.
- Select your coverage.
What we help you compare
Homeowners insurance protects more than the structure itself. We help you review coverage options so you understand what's included and where additional protection may be worth considering.
- Theft and vandalism
- Fire and smoke damage
- Storm damage
- Burst pipes and other types of water damage
Ongoing policy reviews
Your homeowners insurance shouldn't be something you set once and forget. As your home, lifestyle, and insurance marketplace change, your coverage needs can change too. Fairway Home Insurance Agency can help review your current policy, compare updated options, and make sure your coverage continues to fit your needs over time.
Is your current policy still the right fit?
Send us your current coverage and a licensed agent will compare it against updated options from multiple carriers, so you can see whether it still fits your home and budget.
COMPARISON
Using an agency vs. shopping homeowners insurance on your own
On your own
- Contact each carrier individually
- Re-enter your information multiple times
- Compare policies yourself
- More research and coordination required
With Fairway
- One set of your details
- Multiple carriers compared
- Coverage ready before closing
- Guidance from licensed professionals
- You're never locked into one insurer
Factors that influence your homeowners insurance quote
Every home is different, which means every insurance quote is different. Your premium is influenced by several factors, including:
- Your home's age, condition, and construction
- Your property location and local risk factors
- The coverage limits you select
- The deductible you choose
Homeownership Simplified
Get more out of homeownership with less to manage.
PROTECT
Coverage that fits your life
Mortgage questions? We’re here to help
Whether you’re exploring your options, already have a loan with Fairway, or need help finding the right place to go, connect with a loan officer to point you in the right direction.
Loan Servicing
Hours of Operation:
Monday–Friday | 8:30 a.m. – 5:00 p.m. Central
Disaster Relief Hotline
Fairway Home Insurance Agency is licensed nationwide with coverage options in all 50 states.
Yes. You can choose any insurer, as long as the policy meets your loan’s coverage requirements. Fairway Home Insurance Agency is an option, not a requirement.
Before closing day. Your lender needs proof of coverage before the loan can close, so start shopping once your offer is accepted.
It depends on where you live, the home’s age and size, your coverage limits, and your deductible. Storm and wildfire risk also affect the cost. Fairway Home Insurance Agency can quote your home before closing, so the premium is in your budget from the start.
Not necessarily. An agency that compares several insurers can find prices you wouldn’t see by going to one company. Fairway Home Insurance Agency compares options from national insurance providers for you, so you see them side by side instead of calling around.
It isn’t a home warranty. A home warranty pays to repair appliances and home systems. The Fairway Home Mortgage Protection Plan is insurance that pays a benefit to your loved ones after a covered loss, so they can keep up with the mortgage.
Get your personalized quote
- Share property details
- Review your options with a licensed agent.
- Select your coverage before closing.
Ready to start your mortgage journey?
Apply today or connect with a local Fairway loan officer who can help you understand your options, your numbers, and what comes next.