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Don Waters

Area Manager

NMLS #82361

Locations

632 Pinecroft Place, Clayton North Carolina 27520

Phone – primary

Branch – Phone

Branch – Fax

Awards and Recognition

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Your Local Mortgage Lender Hard At Work, Don Waters, Clayton, NC

About Don Waters

With more than 20 years of experience in the mortgage industry, Don Waters serves as a loan originating Area Manager with Fairway Independent Mortgage Corporation. A proud North Carolina native and U.S. Army Veteran, Don earned his degree in Business after completing his military service and holds several additional professional designations. His post military career has spanned banking, insurance, and finance, giving him a well-rounded perspective that benefits every client. Thanks to his military background and extensive travel, Don brings a unique understanding and insight when working with clients — whether they are purchasing their first home, upgrading, or relocating. Don is recognized nationally as both a top loan originator and a leading USDA and VA loan specialist. He has been consistently ranked among the top 1% of loan originators in America by Mortgage Executive Magazine.

When he's not in the office, Don loves making memories with his wife, children, and grandchildren, often out on the water or exploring new places. He remains actively involved in the community and supports a variety of local events and organizations. Don values building long-term relationships with clients, referral partners, and industry professionals alike.

Don leads The Waters Group which is a dedicated team of experienced loan officers and support staff. Together, they bring a wealth of personal and professional expertise to every client interaction. The team prides itself on helping clients choose the right loan program to meet their individual needs — offering competitive rates, low loan costs, and an exceptional mortgage experience every step of the way.

Don Waters

Area Manager

Specialties

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Languages

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Licensed in

CA/nFL/nGA/nIL/nIN/nKS/nKY/nMA/nMI/nNC/nOH/nPA/nSC/nTN/nVA/n

    The Don Waters Team

    Powered by Fairway

    Licensing & Disclaimers

    Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License No 41DBO-78367. Licensed by the Department of Financial Protection and Innovation under the California Financing Law, NMLS #2289. Loans made or arranged pursuant to a California Residential Mortgage Lending Act License.

    FL license # LO31579

    Georgia Residential Mortgage Licensee #21158

    IL Community Reinvestment Notice

    IN license # 60067

    KS license # LO.0055455

    KY license # MC788964

    MA Mortgage Broker and Lender License #MC2289. MA Loan Originator License #MLO MLO82361

    MI license # 82361

    NC license # I-108217

    OH license # MLO-OH.82361

    PA license # 122660

    SC license # MLO-82361

    TN license # 184210

    VA license # MLO-22488VA

    "I had no idea what 'cash to close' even meant. Our loan officer explained every number until it actually made sense. Nothing felt rushed."

    Name of person
    Location
    July 9, 2026
    Replied with:
    Sarah Dorn
    Loan officer headshot

    "I had no idea what 'cash to close' even meant. Our loan officer explained every number until it actually made sense. Nothing felt rushed."

    July 9, 2026

    Real recent reviews from Fairway clients

    4.9 from 90,600 reviews

    Whether you’re buying your first home, moving, or refinancing, you’ll get guidance from a team that takes the time to answer your questions and explain what comes next.

    Name of person
    Location
    July 9, 2026
    Replied with:
    Sarah Dorn
    Loan officer headshot

    "I had no idea what 'cash to close' even meant. Our loan officer explained every number until it actually made sense. Nothing felt rushed."

    July 9, 2026

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