Kurt McClearen

Kurt McClearen is a top 1% mortgage loan originator in the United States and the leader of McClearen Mortgage Advisors at Fairway Home Mortgage. With more than a decade of experience in residential real estate and mortgage lending, Kurt serves homebuyers, homeowners, real estate investors, and referral partners across 20 states, with a particular focus on Florida’s Emerald Coast—including Fort Walton Beach, Destin, Miramar Beach, Santa Rosa Beach, 30A, and Inlet Beach.

With nearly 1,500 five-star online reviews, Kurt has built his business around a simple philosophy: communicate clearly, educate clients, ask the hard questions upfront, and explore every responsible lending option available. Kurt and his team work with a “can do” attitude and strive to find a path to “yes” whenever possible.

Kurt helps clients with the full spectrum of residential mortgage financing, including Conventional, FHA, VA, Jumbo, first-time homebuyer, second-home, and investment property loans. He is also highly experienced in Non-QM and alternative lending solutions, including DSCR loans, Bank Statement loans, LLC vesting, and financing for self-employed borrowers and real estate investors.

That combination is especially valuable along Florida’s Emerald Coast. Whether a client is a first-time homebuyer purchasing in Fort Walton Beach, a military family using a VA loan, buying a primary or second home in Destin, purchasing a vacation property along 30A, or an investor financing a short-term rental or investment property, Kurt and McClearen Mortgage Advisors have the experience and loan options to help navigate the transaction.

Although Kurt is licensed to originate mortgages in 20 states, the Emerald Coast is an important focus of his business. He works closely with buyers, real estate agents, builders, investors, and other referral partners throughout Destin, Fort Walton Beach, Miramar Beach, Santa Rosa Beach, Scenic Highway 30A, and Inlet Beach.

Communication and education remain at the center of every transaction. Kurt believes clients should understand not only which mortgage they qualify for, but why a particular financing strategy makes sense for their goals. That commitment to service has helped McClearen Mortgage Advisors earn nearly 1,500 five-star reviews from clients and referral partners.

Outside of mortgage lending, Kurt is a God-loving Christian, devoted husband to his wife Lexi, and proud father to their son, Oden. The McClearen family loves the Emerald Coast lifestyle and can often be found fishing, boating, spending time at the beach, or enjoying just about anything outdoors.

If you’re looking for an experienced mortgage lender in Destin, 30A, Fort Walton Beach, Inlet Beach, or anywhere along Florida’s Emerald Coast—or need an experienced lender for Conventional, FHA, VA, Jumbo, DSCR, Bank Statement, Non-QM, second-home, or investment property financing—Kurt McClearen and McClearen Mortgage Advisors at Fairway Home Mortgage are ready to help.