Scott Jacobs

My hope is to add your name to a long list of satisfied homeowners. Here is a little about Fairway Independent Mortgage and why you should allow me to help you purchase your next home.

First, I am both a Mortgage Originator and Production Manager with Fairway Independent Mortgage Corporation. Fairway and I share the same business philosophy, provide exceptional service, meet client's needs, and exceed their expectations. In return, they will refer their associates, friends, and family. I believes it is because of this philosophy much of my business is obtained through client and Realtor referrals who trust that I will provide the experience and service their clients`, friends and family deserve. Since 1986 I have assisted over 4000 people obtain a home loan. This kind of experience keeps me up to date with current loan programs, underwriting changes, and market trends. Academically speaking, during my career I have received repeated awards from the Mortgage Bankers Association of Georgia. These awards are not based solely on numbers; they require educational and ethical compliance as well.

Secondly, Fairway has one of the highest approval ratings in the industry. By utilizing their financial strength and spotless reputation, Fairway has aligned themselves with leading financial institutions in the US. This enables them to provide rates and programs to meet the needs of experienced homebuyers, first time homebuyers and options for those whose credit is less than perfect. Fairway employs in-house underwriters, processors, and loan closers, which keeps Fairway in control of your loan from start to finish and ensures there are no surprises.

Pre-Approvals are offered at no charge to my clients and starting your Pre-Approvals takes only minutes. During this time, I will discuss the best loan programs available that match your specific needs, analyze investment scenarios, calculate necessary funds, determine the appropriate price range home to purchase or amount to finance, review market conditions, and answer any questions you may have about the process. It's not necessary to wait until you find your next home to become Pre-Approvals, and in today's market, a Pre-Approvals is essential to position your offer at the forefront of others. A Pre-Approvals gives you, your Realtor, and seller, the assurance a closing will take place and puts you in the strongest possible position to negotiate the terms of your sales agreement. Subsequently, once you have chosen your home, if necessary, you can close in just a matter of days. This approach saves you time and worry, but more importantly, it saves you money!

So, whether you're curious about becoming Pre-Approved, or just want to discuss financing, give me a call, send me a text or email. I would be happy to assist you any way possible.

*Pre-approval is based on a preliminary review of credit information provided to Fairway Independent Mortgage Corporation, which has not been reviewed by underwriting. If you have submitted verifying documentation, you have done so voluntarily. Final loan approval is subject to a full underwriting review of support documentation including, but not limited to, applicants’ creditworthiness, assets, income information, and a satisfactory appraisal.