Mortgage Lenders in Utah

Fairway serves buyers and homeowners across Utah. Connect with a local Fairway loan officer to explore mortgage options and get guidance tailored to your goals and market.

Cities in Utah with Fairway branches

Salt Lake City

Branches: 2

Park City

Branches: 2

Kaysville

Branches: 1

Draper

Branches: 4

Cottonwood Heights

Branches: 3

Salt Lake City

Branches: 2

Park City

Branches: 2

Kaysville

Branches: 1

Draper

Branches: 4

Cottonwood Heights

Branches: 3

Meet our mortgage loan officers in Utah

Alex Herrera

LO Assistant - Licensed - NMLS# 35570

Jason Bell

Loan Officer - NMLS# 759028

Jenni Osman

Loan Officer - NMLS# 1195998

Wendy Paulus

Branch Manager - NMLS# 134616

Thomas Kerekes

LO Assistant - Licensed - NMLS# 880541

Sharla Ellis

Branch Manager/Senior Loan Advisor - NMLS# 209040

Sev Hughes

Loan Officer - NMLS# 1031644

Sarah Hale Cresap

Loan Officer - NMLS# 1528116

Rachel Poll

Loan Officer - NMLS# 912687

Nick Smith

Branch Manager - NMLS# 31866

Nanette Bush

Senior Loan Officer - NMLS# 829144

Mike Carpenter

Branch Manager - NMLS# 299957

Mary T Hofeling

Loan Officer - NMLS# 249933

Lyndee Paulus

Branch Manager - NMLS# 1716116

Kurt DeWitz

Loan Officer - NMLS# 209037

Justin Benge

Branch Sales Manager - NMLS# 1524876

Julaine Campbell

Lending Manager - NMLS# 289271

Jennifer Lynn Reich

Branch Manager - NMLS# 162239

Jeff Titus

Branch Sales Manager - NMLS# 199565

Jared Gibbons

EVP Reverse Training and Development - NMLS# 772168

Gabrielle Gregoline

Branch Business Development Specialist - NMLS# 1849122

Francisco Takahashi

Loan Officer - NMLS# 2709826

David Stevens

Loan Officer - NMLS# 1227790

Curtis Packer

Reverse Mortgage Planner - NMLS# 468085

Courtney Koncar

LO Assistant - Licensed - NMLS# 2242622

Carlee Ventura

Loan Officer - NMLS# 1509233

Burt Hoagland

Co-Branch Manager - NMLS# 1014594

Brian Kesler

Co-Branch Manager - NMLS# 262278

Brandon Williams

Loan Officer - NMLS# 33231

Brandi Rose Romero

Loan Officer - NMLS# 1777922

Benjamin Hoagland

Loan Officer - NMLS# 1557419

Ashlee Shipley

Branch Manager - NMLS# 1280022

Andrew Pelishek

Loan Officer - NMLS# 2582562

Amber Rainford

Loan Officer - NMLS# 486856

Alisha Mace

LO Assistant - Licensed - NMLS# 1756702

Real recent reviews from Fairway clients in Utah

4.9 from 90,600 reviews

Whether you’re buying your first home, moving, or refinancing, you’ll get guidance from a team that takes the time to answer your questions and explain what comes next.

Name of person

Location

July 9, 2026

Replied with:

Sarah Dorn

"I had no idea what 'cash to close' even meant. Our loan officer explained every number until it actually made sense. Nothing felt rushed."

July 9, 2026

12 Fairway branches in Utah

Draper

12481 South Fort Street Suite 100, UT 84020

Branch 12481-84020-487

Manager

Cottonwood Heights

6965 South Union Park Center, Suite 140, UT 84047

Branch 6965-84047-7121

Manager

Cottonwood Heights

6965 South Union Park Center, Suite 140, UT 84047

Branch 6965-84047-3301

Manager

Mortgage options in Utah for every stage of homeownership

From buying your first home to refinancing your current one, Fairway offers mortgage options designed to support different goals and stages of homeownership.

I want to buy with less down

Flexible credit and low down payment options that make homeownership more accessible.

I want flexible financing options

Financing options for a variety of homebuying needs.

I’m buying my first home

New to buying? See the loans and guidance built for first-time buyers, from your first question to closing day.

I’m looking to buy in a rural area

Zero down payment for buyers in eligible rural areas.

I want predictable monthly payments

One predictable principal and interest payment for the life of your loan.

All Featured Mortgage Products

Explore Fairway’s full range of mortgage products and find options that fit your homeownership goals.

Buying your first home?

Congratulations! Start by connecting with your local mortgage expert.

Helpful articles on buying your first home

Funding Date vs Closing Date: When Do I Get the Keys to My House?

Understanding the difference between your funding date vs closing date can keep your home purchase on track.

House with a For Sale sign in the front yard

What Happens After You Make an Offer on a House? 7 Steps Before You Get to Closing

7 things that happen after you make an offer to buy a home, in the order they happen.

How To Make a Cash Offer on a House — Even When You Don't Have Cash

Knowing how to make a cash offer on a house could be the difference between winning a bid and starting over. Here are your options.

I want flexible financing options

Financing options for a variety of homebuying needs.

I want to buy with less down

Flexible credit and low down payment options that make homeownership more accessible.

I’m looking to buy in a rural area

Zero down payment for buyers in eligible rural areas.

I’m looking at higher-priced homes

Financing options for homes above conforming loan limits.

Lower initial monthly payments

Start with a lower rate that adjusts over time, can suit buyers who plan to move or refinance within a few years.

All Featured Mortgage Products

Explore Fairway’s full range of mortgage products and find options that fit your homeownership goals.

Ready for your next home?

Whether you're upgrading or relocating, find the right mortgage for your next move.

Helpful articles on buying your first home

Funding Date vs Closing Date: When Do I Get the Keys to My House?

Understanding the difference between your funding date vs closing date can keep your home purchase on track.

What Happens After You Make an Offer on a House? 7 Steps Before You Get to Closing

7 things that happen after you make an offer to buy a home, in the order they happen.

How To Make a Cash Offer on a House — Even When You Don't Have Cash

Knowing how to make a cash offer on a house could be the difference between winning a bid and starting over. Here are your options.

I want to grow my property portfolio

Financing options for buying, refinancing, or growing your real estate portfolio.

I’m looking to buy and rent it out

Financing that qualifies you using the property’s projected rental income instead of traditional income documentation.

I’m self-employed

Flexible loan options for self-employed borrowers.

All Featured Mortgage Products

Explore Fairway’s full range of mortgage products and find options that fit your homeownership goals.

Ready to invest in property?

Build your portfolio with financing designed for real estate investors.

Helpful articles on buying your first home

Funding Date vs Closing Date: When Do I Get the Keys to My House?

Understanding the difference between your funding date vs closing date can keep your home purchase on track.

What Happens After You Make an Offer on a House? 7 Steps Before You Get to Closing

7 things that happen after you make an offer to buy a home, in the order they happen.

How To Make a Cash Offer on a House — Even When You Don't Have Cash

Knowing how to make a cash offer on a house could be the difference between winning a bid and starting over. Here are your options.

I want to buy a new home using my VA benefits

Zero down payment home loan options for eligible veterans, service members, and surviving spouses.

All Featured Mortgage Products

Explore Fairway’s full range of mortgage products and find options that fit your homeownership goals.

Thank you for your service

Explore the mortgage benefits you’ve earned.

Helpful articles on buying your first home

Funding Date vs Closing Date: When Do I Get the Keys to My House?

Understanding the difference between your funding date vs closing date can keep your home purchase on track.

What Happens After You Make an Offer on a House? 7 Steps Before You Get to Closing

7 things that happen after you make an offer to buy a home, in the order they happen.

How To Make a Cash Offer on a House — Even When You Don't Have Cash

Knowing how to make a cash offer on a house could be the difference between winning a bid and starting over. Here are your options.

I’m looking to lower my monthly payment

Replace your current loan to change your rate, term or payment.

I want to use the equity I’ve built in my home to cover major expenses or consolidate debt

Tap into your home’s equity while keeping your first mortgage and its rate in place.

All Featured Mortgage Products

Explore Fairway’s full range of mortgage products and find options that fit your homeownership goals.

Time to refinance?

See how new terms could help you save money or access your home's equity.

Helpful articles on buying your first home

Funding Date vs Closing Date: When Do I Get the Keys to My House?

Understanding the difference between your funding date vs closing date can keep your home purchase on track.

What Happens After You Make an Offer on a House? 7 Steps Before You Get to Closing

7 things that happen after you make an offer to buy a home, in the order they happen.

How To Make a Cash Offer on a House — Even When You Don't Have Cash

Knowing how to make a cash offer on a house could be the difference between winning a bid and starting over. Here are your options.

I want to build a new home

One loan. One closing. A simpler path from construction to move-in.

I want to renovate my home

Financing for home improvements, from kitchen upgrades to additions.

All Featured Mortgage Products

Explore Fairway’s full range of mortgage products and find options that fit your homeownership goals.

Ready to renovate?

Finance your next home improvement project with the right loan option.

Helpful articles on buying your first home

Funding Date vs Closing Date: When Do I Get the Keys to My House?

Understanding the difference between your funding date vs closing date can keep your home purchase on track.

What Happens After You Make an Offer on a House? 7 Steps Before You Get to Closing

7 things that happen after you make an offer to buy a home, in the order they happen.

How To Make a Cash Offer on a House — Even When You Don't Have Cash

Knowing how to make a cash offer on a house could be the difference between winning a bid and starting over. Here are your options.

Ready to start your mortgage journey?

Apply today or connect with a local Fairway loan officer who can help you understand your options, your numbers, and what comes next.