Search for something...

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Affordable Housing

Our affordable lending options may help you purchase a home and stabilize your housing costs.

Fairway has affordable housing options available that may be able to help you with your home financing. If you are having trouble saving for a down payment or are interested in exploring what programs you may qualify for, we can help!

Get the Financing You Need With Fairway Community Access™

Fairway Community Access™ is a program designed to make homeownership more accessible for first-time homebuyers who live in eligible census tracts in an approved MSA. (See list below.)

With this program, borrowers may be able to receive a $7,000 grant that can be used toward down payment and/or closing costs and does not have to be repaid.*

In addition to the $7,000 grant, the Fairway Community Access™ program also offers additional savings that can help borrowers with the initial costs of homeownership.

Additional program benefits include:

  • No income limits
  • Temporary buydowns
  • Title insurance credit for HomePath loans**
  • Appraisal Credit***
  • Lender credit for a one-year home warranty****
  • Housing Counseling credit from a HUD-approved nonprofit agency (must be completed prior to entering a sales contract)

Get started today:

No SSN or account creation is needed to get started.
See if you qualify

Eligible MSAs:

  • Atlanta-Sandy Springs-Roswell, GA
  • Baltimore-Columbia-Towson, MD
  • Brownsville-Harlingen, TX
  • Chicago-Naperville-Elgin, IL-IN
  • Cleveland-Elyria, OH
  • Dallas-Fort Worth-Arlington, TX
  • Detroit-Warren-Dearborn, MI
  • Houston-The Woodlands-Sugar Land, TX
  • McAllen-Edinburg-Mission, TX
  • Memphis, TN-MS-AR
  • Miami-Fort Lauderdale-Pompano Beach, FL
  • New York-Newark-Jersey City, NY-NJ-PA
  • Oklahoma City, OK
  • Orlando-Kissimmee-Sanford, FL
  • Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
  • Phoenix-Mesa-Chandler, AZ
  • Riverside-San Bernardino-Ontario, CA
  • San Antonio-New Braunfels, TX
  • St. Louis, MO-IL
  • Tampa-St. Petersburg-Clearwater, FL
  • Washington-Arlington-Alexandria, DC-VA-MD-WV

Legal Disclaimer

*Eligibility subject to program stipulations, qualifying factors, applicable income and debt-to-income (DTI) restrictions, and property limits. **Borrower will receive up to a $1,000 lender credit for title insurance to be used toward cost of title if property is a Fannie Mae HomePath property when Fannie Mae preferred Title provider is not selected by the borrower. The purchase contract will identify if the loan is a HomePath loan and if Fannie Mae preferred title provider has been selected. May not be redeemed for cash. Loan must close and fund with participating Fairway branch. Offer not available on bond or brokered loans. This offer not valid with any other incentives or discounts. ***Borrower will receive up to a $500 credit toward the cost of the appraisal. Discount will be applied as a lender credit on the final closing disclosure. Participating Fairway branch will credit $500, or the cost of the appraisal, whichever is less. ****If the borrower elects to purchase and personally pay for a home warranty that is not paid for by the seller or broker, lender must provide borrower with a credit for a 1-year home warranty.

By entering your contact information, you are providing express written consent for Fairway Independent Mortgage Corporation to contact you at the email and number you provided via telephone, mobile device, automated means like autodialing, text SMS/MMS and pre-recorded messages, even if you are registered on a corporate, state, or federal Do Not Call list. You are also acknowledging and agreeing to our terms of service and privacy policy. Consent is not required to use our services.

The FHA MIP refund chart shows how much of the upfront mortgage insurance premium homeowners can save when refinancing their FHA loan.

July 16, 2024

Urban homesteading allows you to live a sustainable, eco-friendly lifestyle wherever you call home.

July 16, 2024

The best gifts for new homeowners may not be what you expect. Bravo TV personality Kirsten Jordan weighs in on housewarming gifts.

July 16, 2024