James Ward is a trusted mortgage loan officer, mortgage broker, and mortgage originator serving clients across all of Texas and Pennsylvania, including Houston, TX, Pittsburgh, PA, and surrounding communities. As the founder of The Ward Group at Fairway Home Mortgage (formerly Fairway Independent Mortgage Corp), James has provided expert mortgage financing guidance since 1999. With more than 25 years of experience, he is consistently ranked in the Top 1% of Mortgage Originators in America, supported by Fairway’s standing as one of the nation’s leading mortgage lenders.
James has earned hundreds of verified 5-star reviews on Google, Zillow, Experience.com, and other social platforms, making him one of the most trusted names in mortgage lending. He specializes in jumbo and luxury home loans, VA and FHA loans, first-time buyers, relocation financing, new construction, renovation loans, investment property mortgages, and reverse mortgages for seniors (HECM). His client base includes executives, investors, families, and retirees across Houston’s most sought-after neighborhoods — including River Oaks, West University, Memorial, The Woodlands, Katy, Sugar Land, Friendswood, and Pearland — as well as Pittsburgh’s premier communities, such as Upper St. Clair, Wexford, Cranberry Township, Fox Chapel, Sewickley, and Mt. Lebanon.
As the leader of The Ward Group, James collaborates with top real estate agents, financial advisors, estate attorneys, and CPAs, delivering trusted mortgage solutions and wealth strategies for his clients.
Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, our mortgage professionals are dedicated to finding the right loan with great rates, terms and costs to meet your specific needs.
Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forward to putting our mortgage service to work for you!
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